If you are wondering why selling gold is a better option than getting a gold loan, there are multiple reasons. Pawnbrokers typically lend you approximately 50% to 75% of the present true value of your gold and the interest rates for gold loans can range between 13% to 16% per annum. But if you choose to sell gold with White Gold, you will get the full value of your gold instantly. Moreover, unlike for gold loans, you don’t need to worry about paying it back.